What are the charges of 9.99 and .99 for on my citi.com account?

Also see: If you see 'itunes.com/bill' or an unfamiliar charge on your statement - Apple Support

and

View, change, or cancel your subscriptions - Apple Support

These sound like iCloud storage charges:

50GB = $.99/month

1TB = $9.99/month

If this is what the charges are for, and you wish to stop them, read this article:

Downgrade your iCloud storage - Apple Support

If you want to dispute these charges, or have further questions you can contact Apple:

Contact - How to Contact Us - Apple