how do i see pictures saved in the cloud if i only have my phone and no computer or tablet? i lost pictures and need them. says my icloud is on

Unless you had iCloud Photo Library turned on under Settings>your name>iCloud>Photos, then your photos are not in iCloud. You can easily check by going to iCloud.com via a browser on any computer, sign in with your iCloud ID and click on the Photos icon.

If you had that option turned on, then you will see the photos there.

When you say you "lost" your photos, can you clarify what you mean by that?

Best,

GB

Have you checked the Photos app and at iCloud.com/Photos using a computer browser for a Recently Deleted album?

Read this article Delete photos on your iPhone, iPad, and iPod touch - Apple Support

i have no computer or desktop