Robin, you have a valid point, and what you are saying is totally correct, when it comes to unique setups, installations, etc.
What I think you have overlooked here is, some of these people complaining, have erased their internal storage, be it SSD, or Fusion Drive, and still had the installation fail. Since I haven't personally gotten my hands on a newer Mac e.g. 2016+ MacBook / pro with the new ports, and chipsets, I really can't comment here. My best experience here would be to assess anyone having issues with a 2015, or older Mac having problems, simply because I don't have the hands on experience with the newer hardware. I forgot to mention last night that, another friend from my main online community also is part of Macadmins, I'm not really familiar with it, but he said there's been quite a few issues reported there as well. However, because they're more of a private community, I've been told Google is kept out of there, so search results don't really show anything.
There is one more method I would personally try, if I was having issues, but its's up to the individuals here to try, as it would be a bit time consuming based on specific setups. Note, this isn't limited to Mojave, either. The process of which I'm referring to is creating a master install to a drive, then cloning that install to the internal drive of the said Mac. This is how Apple ships the os on new Macs. They create a master install, and image it to the Macs at the manufacturing plant. Otherwise it would take to long to run the installer each time a new machine is produced.