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Does it take more time when transferring money from Apple Pay to a bank after 10PM

I transferred money from Apple Pay to my chase account yesterday at 10:23PM. It still has not transferred to my account.

Posted on Nov 9, 2018 11:31 PM

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Question marked as Best reply

Posted on Nov 11, 2018 9:02 AM

Hi christopherfromflint,

Welcome to the Apple Support Communities. I see you have a question about Apple Pay.

The amount of time needed to transfer money can vary by your financial institution, but it typically takes 1-3 business days. You'll find some great information here on how to Transfer money from Apple Pay Cash to your bank account :

How long does a bank transfer take

Bank transfers usually take 1 to 3 business days to complete. Check your bank statement to see if the transfer has been processed and deposited into your bank account. Bank transfers won't be deposited on bank holidays or the weekend. See holidays observed by the Federal Reserve on federalreserve.gov.

Learn about limits

You can transfer up to $3,000 per transfer and up to $20,000 within a seven-day period from Apple Pay Cash to your bank account. You can only transfer your money to a bank account in the United States. There are no fees to transfer your money from Apple Pay Cash to your bank account.

Learn about account limits and person to person payment limits.


The below information may help as well if the transfer hasn't completed after three business days:

Get help

If you don't receive a transfer after three business days, contact us. If you think that you entered the wrong bank account or routing number, contact us.

If you can't transfer money, make sure that your devices meet the requirements:

  1. Check for iOS or watchOS updates.
  2. Make sure that your device is eligible.
  3. Make sure that you have a Wi-Fi or cellular connection.

After each step, try to transfer money again:

  1. Make sure that you added an eligible United States bank account and that you entered the correct account and routing numbers. If you enter the wrong numbers, the transfer might go to the wrong account.
  2. Check the limits. The minimum amount that you can transfer to your bank account is $1. If your balance is less than $1, you can transfer your total balance as an exception to the minimum. The maximum amount that you can transfer per transaction is $3,000.

If you still can't transfer money to your bank, you might need to verify your identity.

  1. You must be at least 18 years old and a resident of the United States to send and receive money with Apple Pay or receive the Apple Pay Cash card. These services are provided by Green Dot Bank, Member FDIC. Learn more about the Terms and Conditions.
  2. Enter your bank information carefully. If you enter the wrong information, your money might go to the wrong account and may not be able to be recovered. If you need help, contact us.


I hope this helps to answer your question.

Kindest regards.
1 reply
Question marked as Best reply

Nov 11, 2018 9:02 AM in response to christopherfromflint

Hi christopherfromflint,

Welcome to the Apple Support Communities. I see you have a question about Apple Pay.

The amount of time needed to transfer money can vary by your financial institution, but it typically takes 1-3 business days. You'll find some great information here on how to Transfer money from Apple Pay Cash to your bank account :

How long does a bank transfer take

Bank transfers usually take 1 to 3 business days to complete. Check your bank statement to see if the transfer has been processed and deposited into your bank account. Bank transfers won't be deposited on bank holidays or the weekend. See holidays observed by the Federal Reserve on federalreserve.gov.

Learn about limits

You can transfer up to $3,000 per transfer and up to $20,000 within a seven-day period from Apple Pay Cash to your bank account. You can only transfer your money to a bank account in the United States. There are no fees to transfer your money from Apple Pay Cash to your bank account.

Learn about account limits and person to person payment limits.


The below information may help as well if the transfer hasn't completed after three business days:

Get help

If you don't receive a transfer after three business days, contact us. If you think that you entered the wrong bank account or routing number, contact us.

If you can't transfer money, make sure that your devices meet the requirements:

  1. Check for iOS or watchOS updates.
  2. Make sure that your device is eligible.
  3. Make sure that you have a Wi-Fi or cellular connection.

After each step, try to transfer money again:

  1. Make sure that you added an eligible United States bank account and that you entered the correct account and routing numbers. If you enter the wrong numbers, the transfer might go to the wrong account.
  2. Check the limits. The minimum amount that you can transfer to your bank account is $1. If your balance is less than $1, you can transfer your total balance as an exception to the minimum. The maximum amount that you can transfer per transaction is $3,000.

If you still can't transfer money to your bank, you might need to verify your identity.

  1. You must be at least 18 years old and a resident of the United States to send and receive money with Apple Pay or receive the Apple Pay Cash card. These services are provided by Green Dot Bank, Member FDIC. Learn more about the Terms and Conditions.
  2. Enter your bank information carefully. If you enter the wrong information, your money might go to the wrong account and may not be able to be recovered. If you need help, contact us.


I hope this helps to answer your question.

Kindest regards.

Does it take more time when transferring money from Apple Pay to a bank after 10PM

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