I was able to reproduce the identical issue with other apple computers. Therefore, there is no "fix" that apple can do.
The issue is interference. This issue would probably be with all computers, both apple and non-apple.
I upgraded my router so that I start from a faster transfer rate. A rate of 10% of the wifi ac band theoretical maximum is still pretty fast.
However, there are some things that you can do to mitigate the interference issue when you plug a cable into your computer, especially the cable from the monitor. Monitors produce the most interference. A ferrite core came with my television. I did not use it. However, now I see why I should have.
To reduce the interference, place a ferrite cores around the two ends of the AC power cord to the monitor. Then, also, place ferrite cores on both ends of the cable going from your monitor to your computer. They clamp on to cables very easily. This should dramatically decrease the interference and increase the wifi speeds.
Ferrite cores are dirt cheap, costing about $10 for 20 of them on amazon. Also, they used to be on most computer cables 15-20 years ago. I don't know why the industry stopped using them. I guess they felt that newer electronics are not as susceptible to interference. However, apparently, wi-fi is very susceptible.