It took me a moment or two to work the Bluetooth connection to sync with my Belkin Headset but it works very well.
Transferring photos over should be an easy task and I've done it several times now. Prior to the arrival of the iPhone I had downloaded several screen photos and once the phone arrived pondered over how to get them on the phone?
It was easy: place them in a folder on your computer then go the the Photos tab and click the "sync photos from" [select the folder you put them in] and hit apply. Presto! The new screen photos were duplicated into the photos library of my iPhone.
So to add any photo should be the same. Take the photos off your old phone and move them to a folder on your computer then use iTunes to port them over to your iPhone.
Tim...
3Ghz Mac Pro w/8GRam, 3TeraHD, 2 SupDrives; 13" BlackBook; 80G iPod, 8G iPhone Mac OS X (10.4.9) 30" Cinema, HPColorLJ Printer, LaCie 600Gig External & LaCie DVDRW/CDRW Drives