Fred2:
Thanks, it's generated a lot of good information.
What have a done related to this discussion? Little. I'm testing out using a postscript file with the site I'm working with now, lulu.com, but Peter warned me that that will not necessarily create a high quality product -- in terms of how it looks.
None of the DTP free/shareware software discussed here does everything that an author needs and I can't afford the big boys. So, I'm putzing around, looking at this and that including moving from Pages to Word. But, since I just got back from Italy, I'm taking my time with it -- don't plan to do much until after Christmas when I want to try some of the DTPs at lulu and see what happens. Also looking at different publishing sites.