You cannot ask for a unit with a Western Digital Drive, and the Hitachi I believe is only in the 2TB units but I could be wrong, also Hitachi are not known for massive reliability either. Basically any drive could die but the longer you have it the better your chances, if it does not fail in the first few days, the bath tub graph for hard drive failures applies to all drive makes. There is no way of knowing what drive is in the machine from the box, you need to fire it up to find out what drive is in it and in a shop you probably will not hear any noise anyway. So you say take it back, a new iMac, have it stripped and hope they put a Western Digital in? There are reports of WD drives making the same noise, and Hitachi ones as well in this forum, just read back though the posts on iMac hard drive noise and you will see.
If your machine is working fine and you don't mind the noise just enjoy the fact you have a good machine and get on with your life, I for one do not want to risk, dust, damage etc to a new machine just because my drive sounds like it is meant to.
Just my view, but all that hassle to get a WD drive, and it could still fail or be noisy...no thanks.