The Apple site now says:
Rating for Hearing Aids
3G network - 850/1900MHz: M4, T4
2G network - 850MHz: M3, T3
2G network - 1900MHz: M2, T3
The reason for the difference in T numbers is that the various network technologies use different frequencies, powers, and modulation schemes. This affects the nature of the interference from the radios and how much is picked up by the telecoil during transmission (this is in addition to the noise caused by the CPU and other electronics). My experience with the RAZR is that 2G is much worse than 3G, so these numbers make sense.
The M numbers seem to reflect the same pattern of interference, but must be measured without feedback present, because, for me at least, audio feedback kills everything else and gives it an M0 rating.
Has anyone successfully used any phone with their mic?