Well I have found out why the Combo won't install.
There is an error in the distribution file, as part of the installation the distribution file runs a number of checks to determine if the update can be installed. One of these is the Volume check, so it checks the build number of your install of MacOS Mojave.
In the distribution file there is a list or array of the previous builds of the OS. The array in this Combo is very short so quite a few build numbers are missing and therefore the error is generated.
You could expand the 10.14.3Combo.pkg, using pkgutil in Terminal, edit the distribution file to include the build number of your install of Mojave, then use pkgutil to revert the expanded folder to a new .pkg and it should install. I did and it was successful.
Or you could wait until Apple sorts it out. Or just use software update.
Crikey.