And that is the problem. I do have a valid payment method, which I was using recently to purchase music, but the software was not allowing me to verify that and kept putting me in an unending circle. As it turns out is was possibly a bug fixed when I upgraded my software to V12.2. And frankly if there software engineers are so smart then by logging in it should already link, or have a flag that my payment method is verified. Having to take the extra step is a waste of my time and shows some ineptitude of the software designers. I spend so much time around competent software engineers, that stuff like this is annoying to me.