Apple music
I accidentally let my Apple Music payments lapse due to getting a new debit card and forgetting to update payment info. When I finally did update it, all of my saved music was gone. How do I get everything back?
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You’re not likely to get it back if a payment was missed
https://www.apple.com/legal/internet-services/itunes/ca/terms.html
”.  When your Apple Music membership ends, you will lose access to any feature of Apple Music that requires a membership, including but not limited to access to Apple Music songs stored on your device, and iCloud Music Library. .......Apple reserves the right to cancel your Apple Music membership if we are unable to successfully charge your payment method to renew your membership.”