foreign transaction fee

Found it. The Apple Card web site includes this statement:

"Other credit cards have fees. Apple Card doesn’t. No, really. No annual fees. No cash‑advance fees. No international fees. No over‑the‑limit or returned‑payment fees. And best of all, no hidden fees. "

Good to know. It seems as though more credit cards have been eliminating foreign transaction fees lately.

It is still a MasterCard and can be used anywhere in the world. The advertising for the card says they will charge no fees, but they don't give you the usual statements of card fees. So I haven't seen the card providing bank actually say that there is no foreign transaction fee. Have a trip to Europe planned soon and I usually stick to cards with no FTF when travelling there.

The actual exchange rates with any credit card varies, but is usually close to the Interbank rate published in places like The Wall Street Journal. There is very little you can do to affect what you actually get. However, what I try to avoid is the 1 to 3% extra fee that many cards used to collect on top of the exchange rate. Many of the cards I have been using the last few years have done away with the FTF and they make a point of advertising it. The Apple Card did too, but it was not obvious at first.

Good suggestion. There is a message function with the card in the wallet app. I got an immediate response with a confirmation that there is no FTF.