Cash back

Here is what Apple says about their card

2% Daily Cash

Get 2% Daily Cash every time you buy something using Apple Pay. That’s in every category, with no limits. Imagine all the things you use a credit card for every day — you’ll get 2% back on just about everything.

If you use Apple Pay you get 2%.

When you input the card number into a web site or you swipe the card you get 1%.

The Apple Card won’t be for everyone. If the card you have has any fees then you would have to determine what the best option is.