I was charged for an app I didn’t use
How do I get my money back for a app I was charged for?
iPhone XR
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Where are you seeing the charge ? If it's on your iTunes account's purchase history, and if you claim you never downloaded the app, contact iTunes Support and see what they say : http://www.apple.com/support/itunes/ww (click on your country's flag, the country where you live, and which is therefore the country on the account ; click on Contact Support towards the top right ; click on Get Help under 'Talk To Us’)