Add Apple Card to Mint

Wrong

Agreed. It is LAMO, Apple Card. Plaid.com is the must

I guess I'm not using apple card any more, or at least not as my main purchase card for everyday stuff until this is fixed.

I am also waiting for Apple Card transactions to become importable into Mint like all my other financial accounts so I have one place to see my overall income / expense (i.e. budget). Using the iPhone Apple Pay is convenient at the time of transaction, but proving to be inconvenient down the road if I have to manually input transactions into Mint to keep the broader picture of my finances.

I expect my continued use of the Apple Card to decline until Mint integration becomes supported.

cusman78 wrote:

I expect my continued use of the Apple Card to decline until Mint integration becomes supported.

You should use the credit card that best meets your needs. No one here really cares. If you like, you can let Apple know how you feel:

Product Feedback - Apple

However, I'd guess it's unlikely that Apple will ever allow a company that sells user data to have direct access to Apple Card data.

Thanks for that link to Product Feedback page. Unfortunately, it doesn't include Apple Card yet, but when it does, I hope to remember to make use of it.

In terms of Apple philosophy on what some other company does with user data, it is my data. I choose to link Mint to Apple Card account to be able to pull the transaction data, and then what Mint does with that data is something I am clearly okay with as I am with all my other accounts I am tracking through the same. The way I choose to integrate my data into Mint for my purposes and benefit does not impact any other Apple Card users.

My sharing my opinion here is part of a community discussion feedback on topic of interest. It doesn't matter if you don't care. It also doesn't matter if nobody else here cares (not that you or anyone else can possibly be an informed authority on how everyone else feels).

cusman78 wrote:

Thanks for that link to Product Feedback page. Unfortunately, it doesn't include Apple Card yet, but when it does, I hope to remember to make use of it.

Yes, it does. It's under Apple Pay.

In terms of Apple philosophy on what some other company does with user data, it is my data. I choose to link Mint to Apple Card account to be able to pull the transaction data, and then what Mint does with that data is something I am clearly okay with as I am with all my other accounts I am tracking through the same. The way I choose to integrate my data into Mint for my purposes and benefit does not impact any other Apple Card users.

As long as Apple is responsible for your data, they're responsible for keeping it safe. And that's apparently what they've chosen to do.

I see it now once I select Apple Pay. Thanks for that. My purpose is to provide my feedback. I don't demand any change, just adding my voice / opinion on the matter and then I move on :)

Thanks for your help

Raghavcks wrote:

Same concerns. I stopped using Apple Card and waiting with a hope.

Hope can be a good thing. One user called Goldman-Sachs and was told that they're working on it, but it's a technology problem because the only place that information is in the wallet app on the phone and buried in a G-S database; there's no website you can go to as you can with most other credit cards. They also don't report to credit bureaus yet, as I discovered when I refinanced my HELOC and I had to provide a copy of my Apple Card statement to the loan company. The credit bureau knew I'd applied for the card because G-S pulled my credit report, but the credit bureau had no other information on it.

So it will probably come. Meanwhile I'm spending the cash back that seems to accumulate rather quickly.

Oh, and in an analyst briefing this week G-S called the Apple Card the most successful credit card launch in history.

IdrisSeabright wrote:

You should use the credit card that best meets your needs.

Absolutely. I made the mistake of obtaining the Apple card because I'm somewhat of an Apple fan. Unfortunately, it's not as secure as any of my other cards, it's not as convenient as any of my other cards, and the rewards are less than that with my other cards. I no longer have the Apple card.

Lawrence Finch wrote:

• NOT AS SECURE? Are you JOKING? It is the most secure credit card in the world. In what way to you think it isn't secure?

There's no number printed on the card for anyone to copy

• There's no CVV code on the card to copy

• No Expiration Date on the card to copy

• No signature to forge

• You can change the number instantly if you think it's been compromised, and without having to wait for a new card

• The contactless feature requires your FaceID, TouchID or passcode every time it is used

I find it more convenient than any of my other cards. And my cash back has accumulated faster than any other card I have that offers cash back, and I have instant access to it without the hassle of jumping through hoops to get access to my accumulated bonuses.

I have two credit card, primary and backup, and the both offer the same security.

I set a figure, $50 for primary and $1 for backup, and any time that there is a charge exceeding that figure, I get a text and an email message. The Apple Card does not do that.

I can go on to the web and download the transactions for whatever period I select. I can then load the downloaded file into the financial software that I obtained from the Mac Apple Store where the transactions are compared with what I believe to be correct. Any discrepancies are flagged. I cannot do that with the Apple Card.

If there are two identical charge amounts from the same retailer, I receive an email and text message alerting me. Ironically, that typically happens when I purchase songs from Apple. In any event, the Apple card does not do this.

The presence of a card number, CVV and signature is of no concern. Federal law limits liability in case of fraud to $50 and most cards (including mine) limit the liability to zero. The Apple Card provides no benefit here.

My wife is an authorized user on both of my credit cards. The Apple Card does not allow authorized users.

We use the primary credit card for virtually all purchases. Neither of us likes to carry cash. Typical monthly bill is $5000, which gives us $100 in rewards. With the Apple card, the reward would be half that amount as we don't use Apple Pay (actually, I used if for a $2.12 candy bar last week). Now that I think of it, most retailers that I use do not accept Apple Pay. If fact, I am not aware of a single restaurant that does.

Philly_Phan wrote:

I set a figure, $50 for primary and $1 for backup, and any time that there is a charge exceeding that figure, I get a text and an email message. The Apple Card does not do that.

The Apple card does better than that. You could turn on the feature that sends you a notification in real time of every time the card is used with the amount of the charge.

I have to stop using the Apple Card until I can export to Mint. And I expect it to be automatic export/import like all my other accounts.

It's unfortunate as I liked all the other aspects of the Apple Card, but not being able to incorporate its transactions into my Mint or other accounting software makes it useless to me.

Less critical but still a pain is that I have to use my Phone to do anything with data or operations with my Apple Card.

I personally wouldn't mind if Apple made an App (that worked on the Mac and iOS) that replaced Mint, but that would be Anti-Trust evil if that was the only choice.

Why is this such a big deal for everyone? If the Apple Card doesn’t meet your needs then don’t use it. There are many cards out there with better rates and better rewards and they will import into Mint. If I go to a donut shop that doesn’t sell chocolate donuts I find a store that does. I don’t demand that they start selling chocolate donuts because everyone else does. 🤷🏻‍♂️

lutzg wrote:

Because this particular donut shop is sitting on the beach... at a very nice vacation destination. And the donuts are brought out to you with wet towels and after dinner mints. It’s where we want to eat.

We don't always get what we want. We should always ask if it's possible (I'm sure you've submitted feedback to Apple) but, that doesn't mean people are required to give it to us.