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if someone applies for the Apple Card will it be a hard inquiry on your credit or soft?

if someone applies for the Apple Card will it be a hard inquiry on your credit or soft?


[Re-Titled by Moderator]

Posted on Sep 22, 2019 11:12 AM

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2 replies

Sep 22, 2019 11:22 AM in response to minela19

Yes, it is a “hard” inquiry. After all it is a credit card. I can confirm this because after my application was accepted and the Apple Card issued I logged into my Credit Karma account to find it was listed as a hard inquiry by TransUnion from Goldman Sachs. According to Credit Karma hard inquiries have a minor negative impact on your credit rating. The more hard inquiries you have in a year the more it has a negative effect.

if someone applies for the Apple Card will it be a hard inquiry on your credit or soft?

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