I have not posted here in probably a month (or so). I basically put my 2019 Macbook Pro "on the shelf" until I could find time to deal with it. I had reloaded my 2015 MBP with Mojave (fresh install), and have been able to work on THAT laptop as my daily driver, so the urgency on the 2019 machine was not as great. I finally thought I would just try to also do a fresh install of Mojave on the 2019 one as well (after doing a backup of everything before shipping it back to home office). Long story short -- I ended up in a huge mess where I could not install ANYTHING (even over internet recovery). Apparently, I (or this possessed machine itself) somehow hosed the hard drive and the internal recovery to a point of no return. So the home office IT folks recommended just taking it to Apple store to have them fix or replace it (since it was under warranty). BUT... Apple stores here in Nashville area are not yet open, so I ended up taking to Simply Mac. They were finally able to install Mojave, and told me to take it home and see how it acted/performed -- if the watchdog and/or kernel panic issues remained (After fresh install) they would re-diagnose under the same warranty ticket.
SO... I have had the laptop back (running fresh Mojave install) for about 8 days now, and all I can say is "NOTHING". No crashes, no panics, almost zero fan noise. NOTHING. I even spent a whole day doing video capture of some old home movies (which did stress the CPU quite a bit, and the fan did occasionally fire up), but it behaved like a champ. Based on this (at least in MY situation), neither Catalina updates/fixes or the latest beta (of BS) helped my issues. But a fresh install of Mojave DID -- at least for these past 8-9 days. I was almost to the point where I was certain there MUST be some hardware issue at play (CPU, memory, mainboard, etc.), but I may end up being proven wrong. I plan (next week) to re-install all of my development tools and try using the 2019 MBP as my daily machine again -- that will be the true test. If all goes well for a few weeks, then my 2019 MBP may simply be married to Mojave forever -- "happily ever after". Sad, but there are worse things, I suppose... :)
Just wanted to share my experience (for what it's worth). I know we are all frustrated, and all do not necessarily have the same exact root cause -- just a lot of similar symptoms, and NOT a lot of concrete answers and solutions.
Success and solutions to all...
KT