Sterling,
Thank you for your reply. I do hope you can help. The suggestion to use Disk Utility does not seem to be adequate to my situation, so I will go into further detail. First, I had the problem with Catalina 6 days ago, could not figure it out on my own, so I sent the plea for help on the 11th. What happened was that all the files that usually show on my startup disk (Mark's SSD) were not appearing. As I looked around, I tried "Get Info" on the hard disk and discovered that only the System user had read&write access. My user was listed as admin but had read only access. When I tried to change the permissions, I was denied. So I decided to revert to Mojave.
I attempted to restore Mojave from my Time Machine backup, and it took three tries with different backups from October 10 (same day as Catalina install but earlier in the day) before I succeeded. The problem was not solved, however. Now my SSD startup disk shows in Finder twice: once as Mark's SSD and once as Mark's SSD - Data. The SSD still has only System with R&W access, and it has a new user "Wheel" with read only access. The SSD - Data version shows my userid with R&W access, but things are not fixed. My SSD has 1TB of space, and both the SSD and SSD - Data images each show 1 TB (about 3/4 occupied, 1/4 free) but all my files appear to have been restored to the system's version of the disk, and the Data version is still empty of any file listings (although it does show itself 75% full).
In the current configuration I have several problems. First, if I try to save any files onto my SSD anywhere outside my personal user space, I get an error message that I do not have permission. Second, if I try to print any document from Adobe Reader DC, the print job goes into the ether, giving me only the most fleeting of error messages about not being able to open something.
Can you help? In my attempts to restore Mojave I learned to use the disk utility and the other MacOS utilities, at least minimally. I did run First Aid and it said the disk was fine. I believe there must be some step I missed when I restored the 10.14.6 OS and my data. If I can get things back to normal in Mojave, I would be willing to try Catalina again. Or would you recommend reinstalling Catalina and then recovering all my data from the Time Machine backup, which is now nearly a week old.
Thank you for whatever help you can provide.