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So I have no credit at all and looking forward to purchasing things on here. But I can only do the monthly payments.. (for phones) any ideas of what I can do? Or what’s the difference between the barclyes card and Apple Pay??
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iPhone 11 Pro Max
Barclays is the financing program that Apple uses for phone payments. Apple Pay is just your bank card added to your wallet. Apple Card is a Mastercard and does not offer the incentives sometimes offered by the Barclays card. If you are wanting a phone the best financing option of the two (Barclays/Apple Card) would be the Barclays method.
However, with both Barclays and Apple Card you have to be approved. You can certainly apply but if you don't have any credit or credit history then the chance of being declined is high. If that's the case you would just need to save up enough money until you can afford the phone you want.
What’s the difference between the Barclays card and Apple Pay?
