How do you stop apple cloud from asking for money all the time??

You will continue to get those messages as long as your iCloud storage remains full. The only way to get rid of the message is to reduce what you keep in iCloud to free up storage, or subscribe for more space.

When you use a cloud storage system and it is full, every company sends nag messages as you are at risk of losing data in that situation if you continue to use the service - photos, notes, contacts and other information may be lost or corrupted by continuing to use the system with no free storage available.

Hello SSGTSlacker,

Welcome to Apple Support Communities. It sounds like you're receiving a message that your iCloud storage is full. I'd be happy to provide information about managing your storage.

Take a look here for suggestions about freeing up space in iCloud: Manage your iCloud storage.

Take care!