That's your opinion, but I suspect Apple's engineering team feels differently.
As has been discussed before, I'm sure part of the issue is that Intel is behind on their roadmap, and the initial design was based around the promise of a next generation of higher performance and perhaps lower power processors, but in the end we got stuck with 9th Generation Intel Core CPUs just like the last MBP. The thing is we got a much more powerful GPU, and there are definitely use cases where that outweighs any concerns about fan noise.
Perhaps the first generation of Apple Silicon MBPs will solve this problem, who knows, and certainly the 5600M GPU is more efficient and solves at least some of the issues due to its use of HBM2 rather than GDDR6 VRAM, bringing the clock speed, power consumption and heat generated down - though obviously at a price.
The MBP 16 is the classic case of you can't please everyone.
All I can say is that having spent time with an HP Spectre x360 with a similar GPU (NVIDIA GeForce GTX 1650 Ti, TGP 50w, so the same as the 5500M and it also uses GDDR6 VRAM) and CPU (10th Generation Intel Core i7-10750H), Apple did a wonderful job with thermal management as its fans spin up to levels people here would consider unacceptable sitting idle driving its beautiful OLED screen - no external monitor involved.
That's of little comfort to those who are annoyed, but sometimes the best you can do is meet the specs you are advertised to, which the MBP 16 does.