There is another possible "issue" going on in these Macs, that may be under-appreciated.
The SSD drive is really fast. Maybe too fast. Read speeds of over 2500 M Bytes/sec, and write speeds of over 2800 M Bytes/sec.
There are many add-ons that users casually add, possibly without thinking about their potential impact when run with a really fast drive. The most egregious is Third-party Virus scanners. These are designed to read your files looking for suspicious patterns. They do so incessantly. In older Macs, that was merely annoying, but with a drive this fast, and no built-in self-throttling, it won't take long for these add-ons to generate excessive heat.
The next group of add-ons that perform in a similar way are file-syncers that are Ported from another OS. Utilities that are not Mac-native do not take advantage of the File System Event Store, a data structure that keeps track of recently changed folders. These ported sync-ers simply read and re-read your files, looking for changes. That means they punish performance and run up the temperatures as well. My initial candidates for this category are:
DropBox
OneDrive
Google Drive
BackBlaze
and there are many more.
Especially when these are launched at startup as login items, rather that run ONLY when requested, these add-ons may be quietly running full tilt against your very fast drive and generating enormous amounts of heat, yet staying hidden from real scrutiny..