Problems with apple id

Hello. I have such a problem. I can’t download or update applications on my phone due to apple id requiring banking information. However, when I enter them, payment does not go through despite the fact that the bank card is valid and has funds on it. Writes: "Your payment method was declined. Update it or add a new payment method and try again."
I deleted and added this card several times, canceled my subscription, but unfortunately nothing helped. I contacted the bank. They say that the problem comes from your system.
Thanks in advance.