apple payment method in India

Not all debit cards are accepted.

Apple ID payment information - If your payment method is declined, or you have a billing issue with a previous purchase in the iTunes Store. https://support.apple.com/en-us/HT203005

If necessary, contact iTunes Support. Either use the form or scroll to the bottom of the page in the 2nd link. Follow through the screens to get a chat or telephone option.

iTunes Store - Contact Us - Official Apple Support. https://support.apple.com/en-euro/itunes-contact

iTunes Support – world wide https://support.apple.com/choose-country-region/itunes

You can also use iTunes Gift cards to pay for Apple Music and iCloud storage.

Create or use an Apple ID without a payment method - Apple Support

If you can't remove your last payment method or use no payment method with your Apple ID - Apple Support