Apple Pay Transfer
How long does money from Apple Pay to a banking account?
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See the following from Transfer money in Apple Cash to your bank account or Visa debit card - Apple Support
When you transfer money from your Apple Cash card, you can either use a bank transfer to send funds to your bank account in 1 to 3 days or you can use Instant Transfer to send funds to an eligible Visa debit card within 30 minutes.
Note that the 1 to 3 days are business days and do include weekends or holidays observed by the Federal Reserve.