Bank tokens

It is never a good idea to post your phone number in a public forum here millions of people can see it. What tokens are you talking about? Apple Pay does not use tokens.

• How to use Wallet on your iPhone, iPod touch, and Apple Watch - Apple Support,
• Manage the cards that you use with Apple Pay - Apple Support
• If you have trouble adding a card to wallet;

1. Sometimes if you sign out of your Apple ID and back in it resolves the problem.
2. Check your Apple ID region to make sure it is correct. If it is correct, you may need to select the same region again. (Change your Apple ID country or region - Apple Support)
3. Check the region on your device to ensure it is correct (Settings>general>language & region - set to your region)
4. A passcode is required to use the Wallet app. 
5. You need to be in a region that supports Apple Pay - Countries and regions that support Apple Pay - Apple Support
6. Your bank needs to support Apple Pay - Apple Pay participating banks - Apple Support
7. If none of these suggestions are able to resolve your issue you can go here for further assistance - If you can't add cards to Wallet for Apple Pay - Apple Support