I believe that this behavior (100% => 92% then charge back to 100%, all while connected to the charger) was introduced with Battery Health Management, which was implemented in 10.15.5 latest update. The theory is that a battery that is managed this way will last longer and stay healthier longer than one that is always close to 100% when connected to a charger for long periods (some people almost never disconnect from their charger).
You can turn off Battery Health Management in the System Preferences, Energy Saver, Battery Health -- there is a checkbox, if you uncheck it, it will no longer perform active Battery Health Management, and the behavior will revert to the more traditional power adaptor charging pattern you have probably been used to. You can verify that this 100% => 92% => 100% behavior is gone.
I have left the box checked (Battery Health Management "on") on my Mac in the hope that this will prolong the life of my battery.