The first answer is correct.
If you purchased your MacBook Air in January 2020, it was still the 2019 model, as the 2020 model wasn't released until March. Therefore, regardless of whether your Mac came with Catalina pre-installed or not, it technically _can_ be downgraded to Mojave (although it is a tad complicated; google it and you will find the proper instructions).
So it is simply not true that _every_ Mac can only use the OS that it came with (and later compatible OS versions, obviously), under certain conditions many Macs _can_ be downgraded to earlier OS versions than what they came pre-installed with.
However, if you (like me) had bought the MacBook Air in say July 2020, you would have gotten the new 2020 model which unfortunately/regrettably _cannot_ be downgraded to Mojave -- you're stuck with Catalina. If I cannot find a way to somehow add the required Catalina drivers to Mojave now, thus "forcing" Mojave to work on the MacBook Air 2020, I will simply return it to Apple (or sell it)... :-(