icloud billing address
I need to change my billing address in icloud and my information is not editable. Has anyone encountered this before? Do I need to delete all my payment methods and then change it?
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See here: Change, add, or remove Apple ID payment methods - Apple Support
You should be able to edit the payment method individually.
If its a payment method that was added to Wallet and has the Apple Pay logo after the last 4 digits, then you need to edit it in Wallet.
See here under "Update your billing information": Manage the cards that you use with Apple Pay - Apple Support