I tried to pay for my weekly shopping in Asda using ApplePay (£130) and it was restricted to the contactless limit of £45. I have asked Asda why they have made this decision as it is counter to their CV19 commitment as I had to use my card and touch the machine. Has anyone else experienced this issue and can retailers dictate the spending limit when one of the feature of ApplePay removes that restriction? I have contacted Asda for an explanation.
iPhone XR
Hello,
Although Apple Pay has no spending restriction, most UK retailers limit the amount spent in one transaction to £45 for security reasons.
This is not just Asda.
Just had the same experience after having us £140 scanned through. Don’t normally shop at Asda and had to void and start again. I rarely experience this anywhere else and certainly not in any other supermarket
I have contacted Asda for an explanation as it breaches their COVID 19 commitment. I will update once I get a response.
Thanks for the feedback- very helpful. No surprise Asda have responded as promised.........
> most UK retailers limit the amount spent in one transaction to £45 for security reasons
This is not true in my experience. I use Apple Pay everywhere (I haven't taken my wallet out with me for over a year).
I have bought a £1,500 ring, made a £1,000 down-payment for a car, garden centres, regular several hundred pound shopping trips to Waitrose, ALDI, Lidl and Sainsbury's, restaurants, shops all without issue and all well over £45. In fact I can only recall one place that didn't let me go over the £45 contactless limit and that was a model shop where they freely admitted to using an old payment processing service.
If ASDA are restricting this to £45, it is their choice and theirs alone.
Asda now seemed to have got up to date with the rest of retailers and removed the limit on ApplePay. I just tried it as Asda seemed to be the only retailer I’ve come across to impose a £45 limit. I spent £51.20 and it went through ok on ApplePay contactless.
applepay restrictions in Asda
