Apply pay saying services currently unavailable on iPhone 7 with latest available update
How do I fix it? Wont let me transfer or send money out but I can receive it
iPhone 7
If your Apple Cash is locked or restricted you must go here to start the lengthy process of getting it unlocked or unrestricted - If your Apple Cash account is restricted or locked - Apple Support
If that is not your issue try signing out of your Apple ID and back in.