MacBook Pro battery peak capacity too low?

That’s normal. The decline isn’t linear, batteries generally drop to about 90% health over the first 100-200 cycles, then stay there for several hundred more cycles. Apple considers >80% to be ‘healthy’.

Straton-Chanes wrote:

I have a 2020 MacBook Pro for a few months and my peak capacity is 95% for my battery, if that going down too fast?

This is part of the new BHM— for prolonged life. If you do not like it, turn it off.

About battery health management in Mac notebooks— 10.15.5

https://support.apple.com/en-us/HT211094