I don’t have credit card neither master card so how will I purchase the iCloud storage

You can buy iTunes Store / App Store gift cards and redeem them onto your account. Your gift card balance can then be used to pay for iCloud Storage.

Details here: Redeem your App Store & iTunes Gift Card - Apple Support

What you can buy with this gift card

When you redeem an App Store & iTunes Gift

Card, you can make purchases with your Apple ID balance, including apps,

games, iCloud storage, subscriptions like Apple Music, and more. But

for some purchases, Apple ID balance can't be used. Learn what you can buy with your Apple ID balance.