INSTANT TRANSFER NOT IN ACCOUNT.

Yesterday, I instantly transferred and the funds did not arrive in my account. I contacted Apple wallet support and they instructed me to wait another hour to two hours. I waited and tried calling back but they were closed. Today, I contacted Apple wallet support because the funds were not in my account. I am frustrated because Apple has been beating around the bush snd told me to contact my bank. My bank said they have not received the funds.