Help how to change my monthly installments

Hi I want to exchange my iPhone 11 for new Iphone 12 pro. When I tried to purchase new phone I got message that I don’t have enough credit on Apple Card. I know that I have limited amount but if I exchange phones should be enough. Can you help me with this issue. Thank you in advance

iPhone 11, iOS 14

Posted on Dec 10, 2020 2:04 PM

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1 reply

Dec 15, 2020 5:11 AM in response to JovanaNovoselski

Hello JovanaNovoselski,


Welcome to Apple Support Communities. We understand wanting to trade-in your iPhone, and you're getting a message about not having enough credit on your Apple Card. We definitely want you to be able to upgrade to iPhone 12, and we'd like to help.


To get started, please try the following link:


iPhone 12 Pro. It’s a leap year.

Select the model you would like, and follow the prompts. Then select the option to trade in, and enter the information for your current iPhone. You'll get an estimate for your trade-in, and the option to pay in full or make installments using Apple Card.


If you still having problems completing the trade-in, please contact the Sales Support team here:


Contacting Apple


We hope this information is useful. Kind regards.



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Help how to change my monthly installments

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