It will still charge you. That's how Family Sharing works. The Organizer is charged for all purchases even though family members use their own Apple ID.
See: link-> Set up Family Sharing - Apple Support
Family Sharing makes it easy for up to six family
members to share App Store purchases, Apple subscriptions, an iCloud
storage plan, and more—all without sharing an Apple ID. You can set up
an Apple ID for kids, set permissions remotely with Screen Time, and
approve spending and downloads from a parent's device with Ask to Buy.
You can also set up Apple Cash for a child or teen, or set them up with
an Apple Watch. Learn more about what you can do with Family Sharing.
Start a family group
One adult in the family—the family organizer—can set
up Family Sharing for the group from their iPhone, iPad, iPod touch, or
Mac. If you turn on purchase sharing, you'll be asked to confirm that
you agree to pay for purchases initiated by the family members you
invite and that you have a valid payment method on file. Valid payment methods for setting up Family Sharing include credit cards and debit cards.*