How do I update to 14 as required by my bank on my iPad

Whether or not you are able to update your iPad to a newer version of iOS/iPadOS will be dictated by your iPad model - and the currently installed version of iOS. You can find this information here:

Settings > General > About

Not sure which iPad you have? Identify your iPad model.

Here is a list of the highest version of iOS supported by the older models of iPad (for simplicity - “generations” are shortened to a number) that are restricted in their ability to be updated:

iPad1 - iOS 5.1.1

iPad2, iPad3 and iPad mini1 - iOS 9.3.5 (WiFi Only models), iOS 9.3.6 (WiFi & Cellular)

iPad4 - iOS 10.3.3 (WiFi Only), iOS 10.3.4 (WiFi & Cellular)

iPad Air1, iPad mini2 and iPad mini3 - iOS 12.5.1

Newer models, not appearing in this list, are all able to be updated to the current version, iPadOS 14.3.

If your iPad is capable of update, but you are experiencing difficulties, these support pages may be helpful:

Update your iPhone, iPad or iPod touch – Apple Support

If you can't update or restore your iPhone, iPad or iPod touch – Apple Support

If your iPhone, iPad or iPod touch won’t update - Apple Support

If you see an error when you update or restore your iPhone, iPad, or iPod - Apple Support

iOS update and restore errors – Apple Support

If you have an older model iPad that cannot be updated to iPadOS14.x, you’ll have no alternative other than to replace your iPad with a newer model that supports iPadOS. A full list of supported iPad models can be found here:

Supported iPad models - Apple Support

go to Settings > General > Software Update. If it doesn’t say there is an update, then you probably have a too old model.