Apple pay
I set up Apple Pay on my phone said it needs to be verified I called my bank did it twice still want go threw
iPhone 12 Pro Max, iOS 14
Mine didn't work the first time either.
This worked for me;
- Remove the card.
- Sign out of iCloud.
- Update to latest OS.
- Restart phone.
- Sign back into iCloud.
- Add card.
- Verify it via SMS.