Barclays 0% apr monthly repayments in UK on iPhone 12
This would be my first time using a finance option from Apple. I've been told on a call by Apple sales that I can pay off the phone early and that I can alter the amounts I'd like to repay. I just want to see it in small print before I make the commitment so that there's no misunderstanding.
I have asked Apple to clarify how I make these changes, and to confirm that I wouldn't be charged a penalty when I repay early. As it's a 0% loan, this makes sense obviously!
But, Apple could not confirm and told me to ask Barclays (the financing partner) which I have just done.
On a call, Barclays said I would need to ask Apple. I was told I "wouldn't usually have an early repayment fee".... but the gentleman I spoke to couldn't say for definite.
My questions:
- How do I alter the amount I repay monthly?
- How often can I make that alteration?
- Will I be charged an early repayment penalty?
I found it alarming, that Apple can't answer me and told me to contact Barclays.... and Barclays can't answer me and told me to contact Apple..... ??
Thanks in advance all
iPhone 11 Pro