How I canceled apple transfer an I decided to keep Apple Pay of $30 for myself but how I transfer to my bank

This is a user to user forum. You need to transfer the money yourself - Transfer money from Apple Cash to your Visa debit card or bank account - Apple Support

Use Instant Transfer with a Visa debit card

First, make sure your iPhone or iPad has the latest version of iOS or iPadOS and add an eligible Visa debit card in the Wallet app.*

Then, make an Instant Transfer:

1. Go to your card info:

• • On iPhone: open the Wallet app, tap your Apple Cash card, then tap the more button .
  • On iPad: open the Settings app, tap Wallet & Apple Pay, then tap your Apple Cash card.

1. Tap Transfer to Bank.
2. Enter an amount and tap Next.
3. Tap Instant Transfer.
4. If you haven't added a Visa debit card, tap Add Card and follow the instructions on your screen to add an eligible Visa debit card.
5. Tap > to select the Visa debit card you want to transfer funds to and select the billing information for your chosen debit card.

Your funds should transfer within 30 minutes.

*To see if your Visa debit card is eligible to receive a transfer from Apple Cash, contact your card issuer.

Transfer in 1 to 3 business days

1. Go to your card info:

• • On iPhone: Open the Wallet app, tap your Apple Cash card, then tap the more button . 
  • On iPad: Open the Settings app, tap Wallet & Apple Pay, then tap your Apple Cash card.

1. Tap Transfer to Bank.3
2. Enter an amount and tap Next.
3. Tap 1-3 Business Days. If you don't have a bank account set up, follow the instructions on your screen to add one.
4. Confirm with Face ID, Touch ID, or passcode. 
5. Wait for the money to transfer. This can take 1 to 3 business days.

If you're under 18 years old and part of Apple Cash Family

Children less than 13 years old can transfer funds from their Apple Cash account to a bank account.2

Teens at least 13 years old can transfer funds to their bank account or an eligible Visa debit card using Instant Transfer.