I have no option to turn on Apple cash new iphone 12

Hey, I actually received a call back from Apple on this! It is a personal phone. It turns out that under Settings -> General -> Language and Region, my region had been set (somehow) to the United Kingdom, where Apple cash is not available (and even though I am located in the US). Once I reset my region to the U.S. my phone gave me the option to enable Apple cash. So, the problem is resolved. I never would have thought to look there: it seems bizarre, when, after all, my phone knows where it is located to within a few feet of accuracy, and my phone and I are located nearly 5000 miles from London....!