Financing a phone as a student with no credit history
I want to buy the new iPhone 12 pro, but can only afford to finance it. Could I, as a student with no credit history, take out a loan or would it have to be someone who has credit history?
Everybody has to start somewhere.
The question becomes how much risk your financial providers are willing to take on, and then how big a percentage they'll charge to take that risk.
Or save what you can, and buy it when you can afford it.
As for your question, you'll have to ask the local financial providers.