iPhone 10 rings while on silent

I always have my phone on silent mode but recently, when someone calls, even spam calls, it rings out loud. I read advice on this forum from another member and they said it happened after the IOS 14 was installed. I am running on the same IOS at this time. The suggested fix was to go into the individual contact edit screen and turn off the emergency bypass. I went into several contacts and I do not have he emergency bypass on any of them. Hoping you can help me figure this out. It is so embarrassing when this happens during meetings. Thanks!