If I don't see an Apple Pay shortcut when sending a message (and money), what do I need to do?

Hi there, JakovCGN! Thanks for reaching out to Apple Support Communities. 

After reviewing your post, it sounds like you are running into some issues sending money through Messages. We definitely understand that not having access to that handy feature would be a concern and we'd love to help. Let’s start by reviewing this article: Send and receive money with Apple Pay.

If you are not able to send money as expected, please check the requirements for this feature and make sure all are met. "You and the person that you're sending money to or receiving the money from must:

• Have a compatible device with the latest iOS or watchOS.
• Use two-factor authentication with your Apple ID and sign in to iCloud and iMessage with the same Apple ID on any device that you want to use to send or receive money.
• If you're sending money to someone, make sure there's enough money on your Apple Cash card or an eligible debit card in Wallet."

Please let us know if you have follow-up questions about this issue, or if the issue remains unresolved. Have a great day!