Hai I am using i phone 6 phonepe and google pay not working because some rbi guidelines they said you must using 13.5 above software ware, I am updated my phone but still I have 12.5 I need 13.5

Then it's time for a newer more modern iPhone. Your phone simply is too old, too under powered, no longer supported and completely not capable of running the newer iOS versions. iPhone 6 was released in 2014, 7 years ago.

An iPhone 6 cannot be updated beyond iOS 12.

If you need iOS 13 or later, you need a newer phone.

~Lyssa

You're welcome.