How do I remove and disable pass"code" completely?

Very annoying when using password to login, bad enough I'm using passwords, but now this??!! I don't use pass"code", never will! I'm a recluse and always keep the phone at my side 24/7 and never let it out of my sight. This is a new feature I'm suspecting because this has been going on for quite a while now and getting frustrated over it, never had this issue before until lately.

There's another feature to use to get password called "keychain", but still asking me for the stupid pass"code"! This is B.S. !!!! Is Gestapo Headquarters in my country???!!!

I don't want the passcode to be removed "TEMPORARILY" (I know how to do that!), I want it to be removed "COMPLETELY" or just not used.....period! I know there's a way around this, all you tech geeks should know the workaround on that, let me in on the secret please. And yes, I'm aware of the security risks on my credit card info and all that preachy jazz about my iPhone, so don't preach please. I'll take the chance, thank you very much! Army Veteran here with very little money the V.A. gives me anyway, so you criminals out there won't get much from this grunt I guarantee you that! Thank you