These Discussions are a User Forum, other users respond to questions, sort of like a crowd-sourced information center for Macs and other Apple products. Apple employees do not monitor the Discussions, but a few Community Specialists post from time to time to help with simple troubleshooting and to point users with questions to articles in the Apple knowledge base that may have answers.
Your 2014 computer is probably classified as "obsolete" by Apple (or will be sometime later this year). Its hardware does not support the latest MacOS, including the graphics card, processor, etc. There is not anything that can be done about that.
The Big Sur operating system (MacOS 11) requirements are available online: https://support.apple.com/kb/sp833?locale=en_US It does say iMac 2014 or later required.
So your Mac can go up to Catalina, 10.15.7, and the latest version of Word runs fine on that. I have a 2013 Mac laptop MacBook Air that runs the latest version of Word. The challenge would be getting an older version of GarageBand. You could do that (as I did for my 2013 laptop) if you had previously had an Apple ID account and previously downloaded a version of Garageband. Then when you connect that same Apple ID account to another Mac, even an old one, it offers to download whatever the latest version is for that Mac. I have several Macs on 10.15.7 and the download was offered for the next earlier version, as the latest runs only on Big Sur (MacOS 11) and mine are all on 10.15.7 (my choice to not yet move to Big Sur).
You may need to call Apple Support and see if they can help you with GarageBand.
I am not familiar with Boot Camp but I know that virtual machine software like Parallels does allow the latest version of Windows to be used.