None of those bullets apply to me.
1. I hardly ever power off or restart my phone - this only happens when a software update is applied.
2. My phone is unlocked for at least part of every day.
3. Passcode is required more often than weekly.
4. I don't even know what a remote lock command is. How could I do this accidentally? Especially if I had never done it in the year before about 2 weeks ago.
5. How could failure to match my face be happening now, without my knowing about it, when that never happened before? My face gets recognized frequently every day. Is the number 5 reset to zero after one (or several?) attempts? Or do failed face match attempts accululate until the 5th one always triggers a passcode requirement? I do use my phone in bright sunlight, where I sometimes I have to turn into the shade to get face ID to work. But these are not times when I am required to enter my passcode.
6. I have experienced this accidental emergency SOS before. It is very disruptive and couldn't possibly happen without my knowing about it.
Also, you didn't answer my (implicit) question: Is this 6-bullet rule set the same as it has always been, or has there been a change to it in a recent software update?