Apple launches Apple Store app in India

The Apple Store app provides customers with the most personalized way to shop for Apple’s innovative lineup of products and services. Learn more >

You can make a difference in the Apple Support Community!

When you sign up with your Apple Account, you can provide valuable feedback to other community members by upvoting helpful replies and User Tips.

Looks like no one’s replied in a while. To start the conversation again, simply ask a new question.

can we use apple card international travel. what are its restrictions and payment conversions

can we use apple card international travel. what are its restrictions and payment conversions.

Posted on Jul 1, 2021 5:10 PM

Reply
Question marked as Top-ranking reply

Posted on Jul 1, 2021 6:23 PM

Hi, the Apple Card is issued by Goldman Sachs Bank and is on the Mastercard network. It can be used anywhere Mastercard is accepted. Payments are made electronically using your iPhone and the Wallet App on the iPhone.


The Apple Card does not charge Foreign Transaction fees. These can typically be 2% to 5% of the transaction, so that can be a large savings. Payment conversion is done at the rate Goldman Sachs is charging on the day the charge is presented. In remote/rural locations that can be up to a week after the actual sale.


Pre-pandemic I did a lot of foreign travel. If you have specific questions or concerns, I’d be happy to try and address them.

2 replies
Sort By: 
Question marked as Top-ranking reply

Jul 1, 2021 6:23 PM in response to yoursseshu

Hi, the Apple Card is issued by Goldman Sachs Bank and is on the Mastercard network. It can be used anywhere Mastercard is accepted. Payments are made electronically using your iPhone and the Wallet App on the iPhone.


The Apple Card does not charge Foreign Transaction fees. These can typically be 2% to 5% of the transaction, so that can be a large savings. Payment conversion is done at the rate Goldman Sachs is charging on the day the charge is presented. In remote/rural locations that can be up to a week after the actual sale.


Pre-pandemic I did a lot of foreign travel. If you have specific questions or concerns, I’d be happy to try and address them.

Reply

Jul 1, 2021 6:20 PM in response to yoursseshu

See the following from https://www.goldmansachs.com/terms-and-conditions/Apple-Card-Customer-Agreement.pdf


TRANSACTIONS MADE IN FOREIGN CURRENCIES

Transactions, returns and credits made in a currency other than U.S. dollars will be converted into U.S. dollars. We do not add any foreign exchange rate fee to these Transactions. The conversion will be performed by Mastercard International, the payment network associated with your Account (the "Network"). The Network follows its own methods for conversions that are subject to change. The conversion will occur on the day the Transaction, return or credit is processed by the Network, which may be different than the date of the Transaction return or credit. As a result, the conversion rate may differ from the rate as of a Transaction date or the date a Transaction is posted on your Account.




Reply

can we use apple card international travel. what are its restrictions and payment conversions

Welcome to Apple Support Community
A forum where Apple customers help each other with their products. Get started with your Apple Account.